Personal Loan

Our aim is to offer you a flexible and fast Personal Loan, tailored to suit your budget. Our Secured or Unsecured Personal Loans and Car Loans, are to produce a solution for nearly every finance situation that means you can APPLY NOW to assist you achieve what you need quick and easy.

Personal Loans are a truly multipurpose unsecured loan that could assist you pay for a range of things such as:

Debt Consolidation (consolidating your other loans or credit card balances into one manageable payment)
Home Renovation Loans
Loans for Education Expense
Loans for Wedding Expenses
Loans for Holiday Purposes

Our Offer to you

Online or Fax Loan Application
Quick Loan Approval
Flexible loan repayment options
Veracity of lenders from Non Bank lenders to Bank Lenders
Friendly Service
Assist you with other financial needs

Eligibility to apply for Personal Loan

Must be Permanent resident or Australian Citizen
18 years of age and over
Stable employment with continuance income
If Self-Employed, minimum of 12 months and registered for ABN

What you need before you apply

Proof of Income

Income details for each applicant/s

Two copies of your most recent payslips or employment letter confirming your employment status and income
If you are self-employed you will need your tax returns and profit and loss statements, and your individual tax assesment notices for the last 2 years
If we need to take your overtime pay into account, or if you are employed casually, we require your last two tax returns or group certificates

Employment Details

Your current employer's details (name, address and phone number)
If you have been in your current employment less than two years, we require the details of your previous employment

Identification

Proof of identity is required to apply for all loans and you must have a total of 100 points:

Australian Passport-70 pts
Birth Certificate-70 pts
Australian Citizenship Certifcate-70 pts
Drivers Licence -40 pts
Council Rates notice-35 pts
Medicare card-25 pts
Bank Card-25 pts
Utility Bills-25 pts

Assets

Details of your assets including bank accounts, shares, life insurance, motor vehicles and personal effects

Commitments

Details of your financial commitments (eg. payments made on other personal or car loans, home loans,investment loans and credit cards, etc). In some cases we will also require recent bank statements.
If you are consolidating your debts you will require to provide last three months statements.